Watercraft CoverageExtended
Coverage
GAPTire & WheelTheft

Owning a boat can be an exhilarating experience, providing countless hours of enjoyment on the water. However, boat ownership also comes with its fair share of responsibilities, including the maintenance and repair of the boat motor. To safeguard against unforeseen expenses and ensure a smooth sailing experience, smart boat owners opt for extended service contracts for their boat motors. These contracts offer a wide range of benefits that contribute to peace of mind and a worry-free boating experience. Here's a comprehensive list of advantages associated with owning an extended service contract for a boat motor:

Cost Savings

Extended service contracts cover the costs of repairs and replacements, saving, you the boat owner, from unexpected and potentially crippling expenses.

Budget Predictability

As a boat owner, with a service contract, you can budget more effectively, knowing that major repair costs are already covered.

Extended Warranty Period

Boat motor warranties are limited in duration. Extended service contracts increase the coverage beyond the manufacturer's warranty, offering protection years after the manufacturer's warranty has expired.

Protection Against Inflation

As the cost of parts and labor rises over time, an extended service contract will shield boat owners from inflation-related increases in repair and maintenance costs.

Convenience

Service contracts often include provisions for dock-side assistance, hoisting, towing and emergency assistance, making it more convenient for boat owners to deal with unexpected breakdowns.

Professional Repairs

Only certified mechanics working in certified repair facilities are allowed to perform repairs on units covered by Pinnacle Protection Plans®. This is to ensure that your boat runs as smoothly as the day she was berthed.

Enhanced Resale Value

Boats with active service contracts have higher resale values, as potential buyers are reassured by the comprehensive coverage in place that they’re making a sound purchase.

Peace-of-Mind

Knowing that repairs are covered provides peace of mind, allowing boat owners to focus on enjoying their time on the water without worrying about unexpected breakdowns.

Transferable

Allowing the original owner to transfer the coverage to a new owner is one of the best features of Pinnacle Protection Plans®. Please be sure to maintain any and all maintenance records.

International Service Network

Many extended service contracts come with LIMITED repair access to only their network of dealers. Pinnacle Protection Plans® can be used in any certified repair facility in the United States AND Canada.

Deductible Options

This is your coverage so you choose the deductible you're comfortable with. The Standard Deductible is $25 per claim. You can choose the Vanishing Deductible which is $0/$50 per claim. If you return to the dealership where you purchased your Pinnacle Protection Plans® extended service contract, your deductible is $0; however, if you go anywhere else, your deductible is $50.

Preventive Maintenance Programs

A scheduled preventive maintenance program helps to identify and address potential issues before they become major problems.

Coverage Customization

Boat owners can customize their service contracts to include specific components or systems, tailoring coverage to their individual needs.

Technical Support Hotline

Access to a technical support hotline is invaluable, providing guidance and troubleshooting assistance to boat owners facing motor-related issues.

Rental Reimbursement

In the event of a covered repair, policyholders can be reimbursed for the cost of renting a replacement boat, minimizing disruption to recreational plans.

Environmental Coverage

Extended Service Contracts are paired perfectly with Interior and Exterior Protection, ensuring that your boat looks showroom-ready years after purchase and extensive use.

No Surprise Costs

With an extended service contract, boat owners won't be caught off guard by unexpected repair bills, ensuring financial stability and predictability.

Regular Software Updates

For boats with advanced electronic systems, some service contracts include regular software updates to ensure optimal performance and compatibility.

Manufacturer-Authorized Parts

Service contracts often require the use of manufacturer-authorized parts, to maintain the integrity and performance of the boat motor.

Multi-Year Coverage Options

Boat owners can choose extended service contracts with coverage options that span up to 7 years, providing long-term protection and peace of mind.

Owning an extended service contract for a boat motor offers a multitude of benefits, ranging from financial security and convenience to enhanced resale value and peace of mind. These contracts provide a safety net against unforeseen repairs and breakdowns, allowing boat owners to focus on the joy of boating without the worry of unexpected expenses.

So What's Covered?

Outboard Engine Component Breakdown

outboard engine
  • All internally lubricated parts including
  • pistons
  • piston rings & pins
  • crankshaft and main bearings
  • connection rods
  • rod bearings
  • Reed valves
  • reed blocks
  • flywheel
  • Engine block
  • cylinder head
  • cylinder barrels if damaged as a result of a Mechanical Breakdown of a covered component

Inboard Engine Component Breakdown

Inboard Engine
  • All internal lubricated parts cylinder block (when damaged by an internal moving part)
  • Cylinder heads (when damaged by an internal moving part)
  • valve covers
  • intake manifold
  • exhaust manifold
  • water pump
  • oil pump
  • fan motor
  • reed valves
  • engine mounts
  • timing gear
  • timing belt
  • timing chain