PINNACLE PROTECTION PLANS
PROTECTING YOUR FAVORITE TOYS
The Pinnacle Protection Plan provides the financial strength and stability of the industries' most respected service contract insurers and administrators. Knowing that the things you love the most are protected is the best way to enjoy them.
Service is available at more than 2700 Pinnacle certified dealers across the United States and Canada. Pinnacle pays 100% parts and labor on covered repairs. A minimal deductible may apply. $150 towing allowance is INCLUDED. $100 hoist and haulout is INCLUDED. $50 service call reimbursement is INCLUDED.
Do you need to download your coverage booklet & card?
PINNACLE vs MANUFACTURER
PINNACLE PLANS OUTLAST THE REST
PROTECTION PLAN = INSURANCE
Protection plans are always used the first year or in the last few years of owning your watercraft. In the first year protection plans are needed to get all the bugs out of a new watercraft. The last few years are due to usage and time. Manufacturers know exactly how long their engines are expected to last and that's usually the time something breaks. By owning a Pinnacle Protect Plan, the risk and responsibility of the repair costs are taken off you and placed on us.
No one offers a longer or better protection plan than Pinnacle. The average Pinnacle customer sells their watercraft before their plan expires, which is ideal for resales value, and YES, the plans benefits are transferable.
- NEW -
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Most COSTLY repairs occur after manufacturers warranty has expired.
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Repair costs typically increase each year.
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Eligibility guidelines might change
- USED -
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Coverage is in effect the FIRST DAY of your purchase.
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Protection plan can only be purchased at the time of sale.
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A previously owned product is more likely to require repairs.
BECOME AN AUTHORIZED PINNACLE DEALER TODAY
WHAT'S COVEVERED BY THE PLAN?
A major concern for people who purchase extended protection plans is not always knowing what is covered. Other companies have fine print and hidden clauses, which hurt customers. Pinnacle Protection Plans have no hidden clauses or fine print. We lay everything out in full detail for you. Below is an outline of everything that is covered under the Pinnacle Protection Watercraft Plan. If anything is not clear, do not hesitate to contact us at 888-999-6860. For email, CLICK HERE.
OUTBOARD & PERSONAL JET BOATS

AVERAGE OUTBOARD WATERCRAFT REPAIR
Watercrafts are very expensive and maintaining them can be even more expensive. These are just some of the average cost to repair an outboard motor.
POWER HEAD REPAIR
LOWER UNIT ASSEMBELY REPAIR
ALTERNATOR/STATOR REPAIR
TRANSMISSION REPAIR
INBOARD, STERN DRIVE & DIESEL ENGINES
To avoid any type of confusion, we have laid out all the details of the Inboard/Stern Drive/Diesel Engine protection plan. Select a component below for all the details. If anything is not clear, do not hesitate to contact us at 888-999-6860. For email, CLICK HERE.

AVERAGE INBOARD WATERCRAFT REPAIR
The more parts there are in a vessel, the more repairs it will require. These are just some of the average cost to repair an inboard motor.
LONG BLOCK REPAIR
LOWER UNIT REPAIR
POWER TRIM MOTOR REPAIR
UPPER GEAR CASE REPAIR
ALL YOUR BENEFITS
Parts/Labor Reimbursement
Nationwide Coverage
Dockside Assistance
Low or No Deductible
Hoist/Haulout
Claim payments Direct to Dealers
Transferable Coverage
Towing
60-Day Guarantee
OPTIONAL COVERAGE FOR ONLY NEW WATERCRAFTS
Go beyond the basic package. Customize your personal protection plan to meet your needs. Listed below are the optional add-on packages to your already superior coverage. Choose the package that best suits your needs.
CRUISER WATERCRAFT COVERAGE
AUXILIARY POWERPLANT (GENERATOR) COMPONENTS: All internally lubricated parts of the powerplant engine, plus the starter, switches and generator assembly, seals and gaskets and power inverter/converter.
AIR CONDITIONING /HEAT EXCHANGE SYSTEM COMPONENTS: Compressor, evaporator, capacitors, relays, thermostat, fans, control panel, expansion valve, temperature control programmer, receiver dryer, blower motor, and heating element.
FRESH WATER SYSTEM COMPONENTS: Water pump, compressor, water tank, water lines, traps, fittings, faucets. Hot.
WATER SYSTEM COMPONENTS: Thermostat, relays, and water heater unit.
WASTE SYSTEM COMPONENTS: Shower, toilet, and sink(s), fixtures and traps, holding tank, gate valves and fittings. APPLIANCES: Range/ cook top, oven, microwave, refrigerator, ice maker, trash compactor, and central vacuum system.
12 VOLT/24 VOLT/110 VOLT SHORE POWER COMPONENTS: Battery charger/converter, onboard receptacle, shore power main switch, circuit panel, and circuit breakers (shore power cables are not covered).
ELECTRICAL CoMPONENTS: Battery main switch, battery isolator, battery selector switch, remote spotlight (excludes light bulbs), bow and marker lights (excludes light bulbs), and switches.
DUAL STATION/TOWER CONTROL SET COMPONENTS: Helm Control, throttle/shift control box.
SPEEDOMETER & TACHOMETER COMPONENTS: Speedometer head, tachometer head, speed log, and speed sensor.
STEREO SYSTEM COMPONENTS: Factory installed audio system (speakers are not covered).
PLANING/TRIM TAB. BILGE COMPONENTS: Pump, manual control panel, bilge blower, and switches.
GAUGES: Voltmeter, fuel gauges, trim position gauge, oil pressure gauge, water pressure gauge, and engine water temperature gauge.
SPORT FISHING WATERCRAFT COVERAGE
ELECTRIC TROLLING MOTOR COMPONENTS: Motor unit, wiring harness, controls, and cables.
POWER TRANSOM/ MANUAL TRANSOM COMPONENTS (MOTOR LIFT): Motor, slides, jack screws, cylinder, and switches.
ELECTRICAL COMPONENTS: Battery main switch, battery isolator, battery selector switch, electric horn, and electric fuel pump.
BILGE COMPONENTS: Pump, manual control panel , bilge blower, and switches.
ANCHOR CONTROL SYSTEM COMPONENTS: Winch, electric windless motor, bow pulpit guide, and switches.
DEPTH FINDER COMPONENTS: Depth finder unit, transducer, and control cable. COMPASS: Compass head.
SPEEDOMETER & TACHOMETER: Speedometer head, tachometer head, speed log, and speed sensor.
BAIT WELL OXYGENATOR COMPONENTS: Aerator pump and timer. EXTERNAL WATER TEMPERATURE COMPONENTS: Gauge, temperature sensor, and control gauge.
TRAILER COMPONENTS: Master Cylinder, Hydraulic brake actuator, backing plate, axle(s) brackets, bunks, couplers, fenders, hubs, roller cradles, spring hangers, welds, winch stand, suspension springs.
E-NAVIGATIONAL WATERCRAFT COVERAGE
LIMITED TO ONE REPAIR EACH ON THE FOLLOWING MANUFACTURER, OR DEALER INSTALLED AT TIME OF WATERCRAFT PURCHASE, COMPONENT GROUPS
Radar, sender/receiver unit, display screen, antenna, dome assembly, and cables.
FISH FINDER: Display/receiver, transducer, temperature sensor, and cables.
VHF RADIO: Transceiver assembly, speaker, microphone, antenna, and antenna cables.
GPS: Display/receiver, antenna (including remote antenna), and antenna cables.
LORAN: Receiver, antenna, pre-amp, and cables.
AUTO- PILOT: Control head assembly, core pack, and drive unit.
DIESEL WRAP WATERCRAFT COVERAGE
TRANSMISSION COMPONENTS: All internally lubricated parts, transmission mounts, and oil pan. Transmission case if damaged as a result of an internally lubricated Transmission Component.
INTERMEDIATE HOUSING COMPONENTS (STERN DRIVE ONLY): Transom plate, U-joints, U-joint shaft and bearings, upper steering bearing and gimbal, tilt bearing and lower steering bearing, shift bellcrank, bushing and plug, center yoke, yoke drive. Intermediate or adaptor housing , upper gearcase, and upper gearcase housing if damaged as a result of an internally lubricated part.
V-DRIVE COMPONENTS: All internally lubricated parts within the V-drive case. V-drive case if damaged as a result of an internally lubricated part.
GEARCASE COMPONENTS (STERN DRIVE ONLY): Gearcase bearing and oil retainer (excluding prop shaft seal), driveshaft and upper bearing, shift rod and/or pinion gear, reverse gear, propeller shaft or shift fork. Gearcase and gearcase head if damaged as a result of an internally lubricated part.
FUEL SYSTEM COMPONENTS: Fuel delivery pump, fuel injection pump, fuel injectors, electric EFI control modules, diaphragm, and flame arrestor. (Carburetors are excluded).
ELECTRICAL COMPONENTS: Alternator/ stator, starter solenoid, voltage regulator rectifier, ignition coil, switch box, ignition module, trigger and sensor, windshield wiper motor. Wiring/wiring harness is covered only as the result of a mechanical breakdown of a covered component
POWER TRIM AND TILT COMPONENTS: Spring sending unit, oil pump, pump relief valve, spring, 0-ring, trim cylinder, tilt cylinder, manual release valve, hydraulic pump, reverse lock valve, power tilt motor, power trim motor, and trim switch.
CONTROLS COMPONENTS: Neutral start switch, starter/choke primer switch, start/stop button, throttle control handle, throttle cam lever, throttle and shift cable, shift interrupter switch, tiiUtrim switch, and ignition switch. (Key and tumbler are not covered).
STEERING COMPONENTS: Steering control helm assembly, steering bracket and bushing, swivel bracket bearing, control rack and yoke assembly, power steering pump, power steering cylinder, steering wheel and coupling, steering cable, and steering rams.
SEALS AND GASKETS: Seals and gaskets are covered for those components covered by the Plan (except prop shaft seal).
CLOSED COOLING SYSTEM: Engine water coolant circulating pump, oil cooler, heat exchangers.
SKI BOAT WATERCRAFT COVERAGE
SKI AND WAKEBOARD TOWER: Manufacturer installed/ mounted ski tower, barefoot pylon, retractable/pop-up ski tow pylon, manufacturer installed ski tower lights (excluding wire harnesses).
PLANING TABS: Pump, trim cylinders, planing plates.
CRUISE CONTROL: Sensors, cables, modules, paddle wheel, pickups, wire harness, servo motor.
BALLAST SYSTEM: Pump motor and switch, PVC fill pipe, ballast tank.
FRESH WATER SYSTEM: Transom shower pump, cockpit shower pump, manufacturer installed port-a-potty.
ELECTRICAL/INSTRUMENT PANEL: Tachometer head, voltage gauge, oil pressure gauge, trim/tilt gauge, fuel gauge, hour meter, temperature gauge, speedometer head, speedometer pilot tube, mounting bracket and control cable, battery main switch, battery isolator, battery selector switch, battery box, fuse block and holders, manual compass, horn, chart light, transom light, bow light, interior courtesy lights, and docking lights (excludes light bulbs), and windshield wiper motor.
STEREO: Manufacturer installed in-dash CD player, cassette player and AM/FM radio.
DIGITAL DEPTH FINDER: Unit, depth warning alarm, transducer, control cable, unit wiring harness and mounting bracket.
TRAILER COMPONENTS: Brake drums, master cylinder, hydraulic brake actuator, spindles, springs, spring hangers, fenders, manual or electrical winch and stand, trailer frame welds, axles, hubs and bearings, backing plates, coupler, bunks, roller cradles and reverse block valve.
SPORTS WATERCRAFT COVERAGE
DIGITAL DEPTH FINDER/FISH FINDER: Unit, depth warning alarm, transducer, control cable, unit wiring harness and mounting bracket.
STEREO: Manufacturer installed in-dash CD player, cassette player and AM/FM radio.
ELECTRICAL/INSTRUMENT PANEL: Tachometer head, voltage gauge, oil pressure gauge, trim/tilt gauge, fuel gauge, hour meter, temperature gauge, speedometer head, speedometer pilot tube, mounting bracket and control cable, battery main switch, battery isolator, battery selector switch, battery box, fuse block and holders, manual compass, horn, chart light, transom light, bow light, interior courtesy lights, and docking lights (excludes light bulbs), and windshield wiper motor.
APPLIANCES: Galley sink and faucet, refrigerator/icebox.
BILGE COMPONENTs: Bilge: Control panel switch, blower motor and wiring harness.
HARDWARE: Deck rails, handrails, bow eyes, rope cleats, anchor chocks, cockpit steps, top slides, top bows, deck plates, storage cover sockets and supports.
TRAILER COMPONENTS: Brake drums, master cylinder, hydraulic brake actuator, spindles, springs, spring hangers, fenders, manual or electrical winch and stand, trailer frame welds, axles, hubs and bearings, backing plates, coupler, bunks, roller cradles and reverse block valve.

PLATINUM WATERCRAFT COVERAGE
INCLUDES ADDITIONAL COVERAGE FOR THE FOLLOWING FAILURES AS A RESULT OF THE FAILURE OF A COVERED COMPONENT: Detonation, pre-ignition, overheating, burnt intake valves, bent intake valves, scored pistons, tuliped intake valves, heat-collapsed rings, heatwarped heads, heat-cracked heads or blocks. In addition, coverage is not limited to the repair of manufacturer's defects. If a covered part fails due to wear, tear, or use ... it will be fixed!!!

CRUISER FISHING WATERCRAFT COMBINATION
This bonus package is the best of both worlds. It combines all the features listed in the Cruiser and the Sport Fishing Watercraft Coverages.
BEST VALUE

TRAILER PACKAGE - NEW OR USED
Brake Components: Master cylinder, hydraulic brake actuator, and backing plate. Frame Components: Axle(s), brackets, bunks, couplers, fenders, hubs, roller cradles, spring hangers, welds and winch stand. Suspention Components: Springs.
PROTECTION PLANS ON USED WATERCRAFTS
AVAILABLE PLANS
BENEFITS
✓ $150 Towing Allowance
✓ $100 Hoist/Haul-Out Allowance
✓ $50 Service call riembursement
✓ Nationwide Coverage
✓ Transferable
PINNACLE PROTECTS ALL THE TOP BRANDS











